Employee Collective Accident Insurance
This type of insurance policy covers all accidents:
- occurring in the course of performing regular professional activities
- occurring in the course of performing regular professional activities and outside
regular professional activities [0-24h]
This type of insurance may cover the following risks:
- death caused by accident
- death caused by illness
- permanent disability
- healthcare costs
Individuals may be insured regardless of their health condition, age and general
work ability, except for those totally incapable of work, who are excluded from
the insurance.
This insurance policy does not cover employees who, at the time of entering the
contract, submit a written statement that they do not wish to be insured.
If a collective insurance policy is concluded without the individual names of employees,
the insurance policy covers all of policyholder's permanent and temporary employees.
Various insurance amounts may be negotiated, depending on the risk category for
each individual employee [policyholder].
A collective insurance contract for employees may include the policyholders' family
members, provided that the agreed policy also covers risks occurring outside regular
professional activities [0-24h].