Fire and Other Perils Insurance

This type of insurance covers a large number of natural perils, including fire as the main risk, as well as some other perils at no additional insurance premium costs. The policy can include additional risks, depending on the desired scope of cover.

Basic risks included in the cover:

fire and lightning
explosion, excluding nuclear
windstorm
hailstorm
public events and demonstrations
aircraft fall and impact
own vehicle impact, own powered machinery impact and unknown vehicle impact onto the insured building

Which risks can be added to the policy?

water main breaks and sewer overflows
flood and torrent, high water and tidal waves
earthquake
avalanche
subsidence and landslide
leakage from tanks or pipelines
stock self-ignition

What can be insured?

buildings and various other immovables - [insurance covers all parts of the building, foundations and basement walls, all in-built installations, all in-built equipment - lift, central heating with the fuel tank, boilers, air-conditioners, etc.
movables, furniture, devices and machines, various tools
fences, supporting walls, roads, paths, pavements, paved patios
stocks of goods, raw materials, semi-manufactured goods and consumables
outdoor stocks
underground, overground and underwater grids [water mains, sewers, telephone, gas and electric grids, etc.], apart from grids which are part of a building and grids within an industrial company area
sports grounds, children's playgrounds, outdoor swimming pools and ice-skating rinks
money and securities
exhibits at exhibitions and fairs
aerial devices outside the building
other insurable items as per Tariff and Terms and Conditions

This insurance policy will be valid only in the Republic of Croatia.

For all additional information contact us at one of our retail offices, or by telephone or email. We are always happy to listen to your requirements and find the right insurance for you